No need for a deposit if you would like to purchase an owner occupied home up to $200,000.  If you would like to buy a home up to $280,000 you only need 15% of the amount above $200,000.  So for example if you wanted to buy a home at $280,000 you could borrow $268,000 and be gifted the $12,000.  If course lender criteria applies.  Call us now on 07 349 1270 to speak to one of our brokers.