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Personal Protection

Personal insurance is to protect you and your family from financial disaster when death or disability occur.  The financial impact on you and your family will depend on how much you have planned to manage any such event, and how regularly you review your plan.

Business Protection

Most business owners face liabilities in some form or another, whether it is business borrowings, contractual leases, overheads, etc.  Make sure you have the correct business risk portfolio as part of your business risk management plan.

Mortgage Finance

We can take the headache and stress out of finding the right home loan which suits you.  We have access to most lenders in New Zealand so call us and we will make it easier for you to get the finance you are looking for.

  • Personal Insurance
  • Business Insurance
  • Home Loans

Home Loans

Most people when they search the Internet when looking for a home loan usually search for interest rate and the most common question is rate;

However, if was really just about rate, then everyone would move to that lender, but this is not really the case.  You may ask about rate (and rate is important) though you have to keep in mind it is only part of the equation.

You should really look at all factors that make up the right home loan for you, not just the rate. These are some of the things we can do for you...

  1. Meet at your home at a time which suits you
  2. Run a needs analysis to see what you need and what your future place are
  3. To recommend suitable loan products, and advise why they would match your needs
  4. Recommend ways to improve debt reduction
  5. Help package, present, and negotiate your loan with the chosen lender
  6. Assist you throughout the loan process all the way through to settlement
  7. Liaise with any other professionals if required
  8. We can provide regular reviews just to make sure the loan you have is still the most suitable - your needs will change and therefore your loan needs will also change.


You cannot get specialist advice simply by searching the Internet, or even some banking staff.  Banking staff tend to know about their bank and what they can do, but not really the wider range of options available to you.

This is what you should choose a broker, so contact us.

Client Testimonies

I was impressed how Perry consulted my wife and I around our insurance needs regarding health/medical, income protection and permanent disability.

Perry has a great knowledge of insurance products and his approach was not someone trying to  sell but more about asking the right questions to find out what my wife and I really needed to have in place and provide a great solution for us with additional benefits and a cost advantages over our existing policies with another provider.

Thanks Perry for your great service and help!

Gary & Karen (Auckland)

Thank you so much for the opportunity to insure through Partners Life. I was amazed with the cover you were able to get me and the price!

Really affordable and I appreciate the extra mile you went to for us. Bless you heaps.

Sean & Marie (Rotorua)

Gladys and I have dealt with Perry and Complete Financial for many years now. 

The professional mannerism and personal advice Perry has offered in regards to finances, insurances and our home mortgage has been nothing shorter than "Awesome".

In every instance Perry has gone the "extra mile" to provide the best possible service to my wife and I.

Sam and Gladys (Rotorua)

Our Lenders

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Personal Insurance

  • Life Cover
  • Trauma/Critical Illness Cover
  • Total Disablement Cover
  • Mortgage Repayment Insurance
  • Medical/Health Insurance
  • Income Protection

Business Insurance

  • Income Protection
  • Business Overheads Cover
  • Key Person Cover
  • Partnership Insurance
  • Share Purchase Cover

Home Loans

  • New Finance
  • Re-Finance
  • Construction Finance
  • Commercial Finance